Bhugtaan is a comprehensive digital bill payment collection application that enables public utilities, state government departments, public sector undertakings, and enterprises to collect bill payments through various interfaces viz. cash collection counters, web applications, mobile apps, bill payment machines, Village Level Entrepreneurs (VLEs)/suvida kendras, post offices, Bharat Bill Payment System (BBPS), Unified Payment Interface (UPI), Point of Sale (PoS) terminals, bank interfaces viz. ATM, phone banking, internet/mobile banking, etc.

Bhugtaan integrates various interfaces as a single service and supports various payment instruments viz. cash, cheque, draft, credit cards, debit cards, net banking, NEFT, RTGS, and money wallets.

In addition, it features real-time transaction monitoring, automatic reconciliation, fraud prevention, immediate defaulters detection, business analytics, and management information systems.


Bhugtaan promotes Digital India Campaign and facilitates the online collection

Bhugtaan facilitates consumers to make payments towards their bills anytime and anywhere

Bhugtaan enables immediate reconciliation of remittances

Bhugtaan reduces realization time and cost of funds

Bhugtaan reduces the cost of collection of bill payments drastically

Bhugtaan increases the overall productivity of employees

Bhugtaan provides fraud prevention and notifies exceptions/discrepancies

Bhugtaan integrates with all popular MBC, CC&B, ERP, and CRM applications

Digital Payments Methods


Cheque, Draft

Credit & Debit Cards

Net Banking, NEFT, RTGS

Money Wallets

Key Features

The Proposed Electronic Collection System will feature following Modules:

Industries Served



Retail and Distribution

Smart Cities

How a DISCOM achieved 100% Collection Efficiency ?

Read about the challenges, issues faced and its solution